Shopyourway.com Reviews

ShopYourWay.com is a platform where you can shop, earn rewards, and save every day. They offer a Shop Your Way Mastercard with various costs associated. As of August 1, 2023, the APR for purchases and balance transfers is 30.49%, and for cash advances, it's 29.99%. These APRs will vary with the market based on the Prime Rate. The Minimum Interest Charge is $2. The cash advance fee is 5% of each transaction, minimum $5; the balance transfer fee is 5% of each transaction, minimum $10 and the transaction fee for foreign purchases is 3% of each purchase transaction in U.S. dollars.

In terms of rewards, you have the opportunity to earn Shop Your Way Points when you use your Shop Your Way Mastercard for eligible purchases. The points are worth 1,000 points = $1 to use on redeemable gift cards through SYW.com/giftcards and with their redemption partners, Sears and Kmart. Note, points earned via Sears and Kmart transactions are only valid at Sears and Kmart, online or in-store. The points expire at different times based on how you received them. For example, points earned with your Shop Your Way Mastercard expire 1 year after they were earned and at the end of the quarter. Points earned in February of 2023 will expire at the end of March 2024. Points earned with SYW Missions will have a shorter expiration as defined by each mission. Your points balance is available right on the screen in the upper right on shopyourway.com when you are logged in.

Please note that the information provided here is based on the most recent data available and may vary over time.

On shopyourway.com, you can earn points in several ways. One way is by making purchases at Sears, Kmart, and other partner stores. Each purchase earns you points, with 1,000 points equivalent to $1. You can also earn points by using the Shop Your Way Everywhere extension for Chrome. Once installed, this extension allows you to earn cash back on many of your online purchases. Another way to earn points is by linking a credit card to your account or by completing monthly missions on the SYW Max App. Please note that the points you earn have different validation periods based on how you received them, and their expiration dates will appear in the terms and conditions of each program you are earning from. You can check your points balance on the shopyourway.com website when you are logged in.

"ShopYourWay.com" is a platform that allows users to shop, earn rewards, and save every day. They offer a Shop Your Way Mastercard where users can earn rewards on their purchases. These rewards can be transformed into gift cards, products, or even free delivery on your next night in. The platform also has an app, Shop Your Way, which is designed to help users earn points on their everyday purchases, from gifts to groceries. These points can then be redeemed for cash back as gift cards with the brands users love or for popular products on ShopYourWay.com. The app also allows users to select offers from the brands they want, when they want. Users can save points to splurge on themselves, or treat friends and family to gift cards whenever they're feeling generous. The app is constantly developing new everyday partners, locations, brands, and perks to make their rewards as rewarding as possible.

At Shop Your Way, you can make payments through the Shop Your Way Mastercard®. You can log into your Shop Your Way Mastercard® account to view your account and pay your bill. Additionally, you can contact Citibank by phone for any assistance. If you prefer to mail your payment, there are specific mailing addresses provided for Shop Your Way Credit Card Payments and Shop Your Way Credit Card Overnight Delivery/Express Payments. Please note that the APR for purchases and balance transfers is 30.49%; the APR for cash advances is 29.99%. These APRs will vary with the market based on the Prime Rate. The Minimum Interest Charge is $2. You also have the opportunity to earn Shop Your Way Global Points when you use your Shop Your Way Mastercard® for eligible purchases.

You can contact Shop Your Way customer service in several ways. You can click on the "Contact Us" button on their website and send them a message. Their agents are available Monday through Friday and you should expect a response within 24-48 hours. If you need to contact Citibank concerning your Shop Your Way Mastercard®, you can log into your account on their website or contact Citibank by phone at 1-877-816-9063. For technical assistance, you can call 1-877-254-8073. If you're outside the U.S., Canada, and Puerto Rico, you can call collect at 502-522-1600. If you want to discontinue participation in the Shop Your Way Programs, you can call (847) 766-0361 during regular business hours or email sywsolutions@syw.com.